Moving Insurance

How much insurance and what kind of insurance should you get to cover your possessions in case they are damaged or lost in transit? It depends on the value of what you’re shipping, your budget and your comfort level.

We at Oasis Moving Company provide three levels of liability:

  • Basic Coverage

This option provides for recovery for lost or damaged item(s) based on 60 cents times the weight of the item(s) up to $20,000. So, the liability is no more than 60 cents per pound, per item.

The coverage is provided at no additional charge.

  • Actual Cash Value

This option provides for recovery for lost or damaged items based on actual cash value (depreciated value) at the time of loss or damage, up to the total dollar amount of valuation declared by you.

The liability coverage is charged $0.75 per $100.

  • Full Value Protection

This option provides for recovery for lost or damaged items based on the market value (not a depreciated amount based on age of the item) at the time of loss or damage, up to the total dollar amount of valuation declared by you. This option is offered deductibles in combination with full value protection.

No deductible                $1.25 per $100
Deductible of $250        $0.45 per $100
Deductible of $500        $0.25 per $100

 

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